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Hi, I’m Leo. I can help you compare coverage, answer questions, or get a quote started. What would you like to look at today? You can speak to me in English, Spanish, or French.


        

      

    

  


  

    

      

        
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What To Expect?

            
          

          

            1. Start with a simple chat
            
Tell Leo what you are shopping for, and the conversation will guide you step by step without dropping you into a long form.

          

          

            2. Get help as you go
            
Leo helps explain what matters, keeps the questions clear, and makes the quote process feel faster and easier to finish.

          

          

            3. Move toward the right quote
            
By the end, you have a cleaner path to the coverage you want and Bell & Lyons has the details needed to help you compare the next step with confidence.

          

        

      

    

  


  

        

      
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(function(){
  var WEBHOOK = "https:\/\/bellandlyons.com\/wp-json\/bell-lyons\/v1\/lead-webhook";
  var EMAIL_ENDPOINT = "https:\/\/bellandlyons.com\/wp-json\/bell-lyons\/v1\/lead-notify-full";
  var ZAPIER_COMMERCIAL = "https://hooks.zapier.com/hooks/catch/27012159/uvqfadw/";
  var ZAPIER_PERSONAL = "https://hooks.zapier.com/hooks/catch/27012159/uvewmri/";
  var ARLO_CRM_WEBHOOK = "https://necessary-curlew-154.convex.site/webhooks/lead";
  var IS_COMMERCIAL = window.location.pathname.indexOf('commercial') >= 0;

  var PAGE_TYPE = 'general';
  var path = window.location.pathname.toLowerCase();
  if (path.indexOf('auto') >= 0) PAGE_TYPE = 'auto';
  else if (path.indexOf('home') >= 0) PAGE_TYPE = 'home';
  else if (path.indexOf('renter') >= 0) PAGE_TYPE = 'renters';
  else if (path.indexOf('life') >= 0) PAGE_TYPE = 'life';
  else if (path.indexOf('health') >= 0) PAGE_TYPE = 'health';
  else if (path.indexOf('medicare') >= 0) PAGE_TYPE = 'medicare';
  else if (path.indexOf('commercial') >= 0) PAGE_TYPE = 'commercial';

  /* ── HTML email builder for personal lines ── */
  function buildPersonalEmailHTML(d) {
    var type = (d.lead_type || PAGE_TYPE || 'LEAD').toUpperCase();
    var rows = '';
    function addRow(label, val) {
      if (!val || val === 'undefined') return;
      rows += '' + label + '' + val + '';
    }
    addRow('Name', d.contact_name || d._contact_name);
    addRow('Email', d.contact_email || d._contact_email || d.email);
    addRow('Phone', d.contact_phone || d._contact_phone || d.phone);
    addRow('Address', d.address);
    addRow('Zip Code', d.zip_code);
    addRow('Date of Birth', d.date_of_birth);
    if (type === 'AUTO') {
      addRow('Vehicle Year', d.vehicle_year);
      addRow('Vehicle Make', d.vehicle_make);
      addRow('Vehicle Model', d.vehicle_model);
      addRow('VIN', d.vehicle_vin);
      addRow('Number of Vehicles', d.vehicle_count);
      addRow('Number of Drivers', d.drivers);
      addRow('Coverage Preference', d.coverage_preference);
      addRow('Current Coverage', d.current_coverage);
      addRow('Incidents', d.incidents);
      addRow('Discount Qualifiers', d.discount_qualifiers);
    }
    if (type === 'HOME') {
      addRow('Year Built', d.year_built);
      addRow('Square Footage', d.square_footage);
      addRow('Construction Type', d.construction_type);
      addRow('Roof Type', d.roof_type);
      addRow('Roof Year', d.roof_year);
      addRow('Coverage Preference', d.coverage_preference);
      addRow('Current Coverage', d.current_coverage);
    }
    if (type === 'RENTERS' || type === 'LIFE' || type === 'HEALTH' || type === 'MEDICARE') {
      addRow('Coverage Preference', d.coverage_preference);
      addRow('Current Coverage', d.current_coverage);
    }
    addRow('Delivery Preference', d.delivery_preference);
    return ''
      + '
'
      + '
New ' + type + ' Lead
'
      + '
Contact Information
'
      + '' + rows + '
'
      + '
Lead received on ' + (d.timestamp || new Date().toISOString()) + ' via Bell & Lyons website (' + type.toLowerCase() + ' page)
'
      + '
';
  }

  /* ── Build Arlo CRM payload ── */
  function buildArloCRMPayload(final) {
    var contactName = final.contact_name || final._contact_name || '';
    var nameParts = contactName.trim().split(/\s+/);
    var firstName = nameParts[0] || '';
    var lastName = nameParts.length > 1 ? nameParts.slice(1).join(' ') : '';
    if (!lastName && final.business_name) { lastName = '(Business)'; }
    if (!firstName && !lastName) { firstName = 'Website'; lastName = 'Lead'; }

    var addr = final.address || '';
    var addrParts = addr.split(',');
    var street = (addrParts[0] || '').trim();
    var city = (addrParts[1] || '').trim();
    var stateZip = (addrParts[2] || '').trim().split(/\s+/);
    var state = stateZip[0] || '';
    var zip = final.zip_code || stateZip[1] || '';

    /* Build notes with ALL lead details */
    var notes = [];
    if (final.insurance_type || PAGE_TYPE) notes.push('Insurance Type: ' + (final.insurance_type || PAGE_TYPE));
    if (final.coverage_preference) notes.push('Coverage Preference: ' + final.coverage_preference);
    if (final.current_coverage) notes.push('Current Coverage: ' + final.current_coverage);
    if (final.date_of_birth) notes.push('Date of Birth: ' + final.date_of_birth);
    if (final.vehicle_year) notes.push('Vehicle: ' + [final.vehicle_year, final.vehicle_make, final.vehicle_model].filter(Boolean).join(' '));
    if (final.vehicle_vin) notes.push('VIN: ' + final.vehicle_vin);
    if (final.vehicle_count) notes.push('Number of Vehicles: ' + final.vehicle_count);
    if (final.drivers) notes.push('Number of Drivers: ' + final.drivers);
    if (final.incidents) notes.push('Incidents: ' + final.incidents);
    if (final.discount_qualifiers) notes.push('Discount Qualifiers: ' + final.discount_qualifiers);
    if (final.year_built) notes.push('Year Built: ' + final.year_built);
    if (final.square_footage) notes.push('Square Footage: ' + final.square_footage);
    if (final.construction_type) notes.push('Construction Type: ' + final.construction_type);
    if (final.roof_type) notes.push('Roof Type: ' + final.roof_type);
    if (final.roof_year) notes.push('Roof Year: ' + final.roof_year);
    if (final.entity_type) notes.push('Entity Type: ' + final.entity_type);
    if (final.nature_of_business) notes.push('Nature of Business: ' + final.nature_of_business);
    if (final.annual_revenue) notes.push('Annual Revenue: ' + final.annual_revenue);
    if (final.employees) notes.push('Employees: ' + final.employees);
    if (final.years_in_business) notes.push('Years in Business: ' + final.years_in_business);
    if (final.coverage_needed) notes.push('Coverage Needed: ' + final.coverage_needed);

    return {
      first_name: firstName,
      last_name: lastName,
      email: final.contact_email || final._contact_email || '',
      phone: final.contact_phone || final._contact_phone || '',
      insurance_type: final.insurance_type || PAGE_TYPE || 'general',
      address: street,
      city: city,
      state: state,
      zip: zip,
      business_name: final.business_name || '',
      nature_of_business: final.nature_of_business || '',
      notes: notes.join(' | '),
      source: 'website_chatbot',
      delivery_preference: final.delivery_preference || ''
    };
  }

  /* Fix 1: Set missing data-webhook */
  document.querySelectorAll('[data-assistant-root]').forEach(function(r){
    if(!r.dataset.webhook) r.dataset.webhook = WEBHOOK;
  });

  /* Fix 2: Patch global postLead */
  var emailSent = false;
  var _orig = window.postLead;
  if(typeof _orig === 'function'){
    window.postLead = function(payload, target){
      var result = _orig(payload, target || WEBHOOK);
      window.__blLastLeadPayload = payload;
      if (!IS_COMMERCIAL && !emailSent) {
        emailSent = true;
        try {
          fetch(EMAIL_ENDPOINT, {
            method: 'POST',
            headers: { 'Content-Type': 'application/json' },
            body: JSON.stringify(payload)
          }).catch(function(){});
        } catch(e){}
      }
      return result;
    };
  }

  /* Fix 3: Track payloads from fetch calls */
  var lastPayload = null;
  var origFetch = window.fetch;
  window.fetch = function(url, opts){
    if(typeof url === 'string' && opts && opts.method === 'POST'){
      if(url.indexOf('lead-webhook') !== -1){
        try {
          lastPayload = JSON.parse(opts.body);
          window.__blLastLeadPayload = lastPayload;
        } catch(e){}
      }
      if(url.indexOf('webhooks/lead') !== -1){
        try {
          var convexData = JSON.parse(opts.body);
          var contact = convexData.contact || {};
          var answers = convexData.answers || {};
          var mapped = {
            insurance_type: convexData.insurance_type || PAGE_TYPE,
            business_name: answers.business_name || answers.company_name || '',
            contact_name: contact.name || answers.full_name || answers.contact_name || '',
            _contact_name: contact.name || answers.full_name || '',
            contact_email: contact.email || answers.email || '',
            _contact_email: contact.email || '',
            contact_phone: contact.phone || answers.phone || '',
            _contact_phone: contact.phone || '',
            address: answers.address || answers.property_address || answers.business_address || '',
            coverage_needed: answers.coverage_needed || answers.insurance_type || convexData.insurance_type || '',
            entity_type: answers.entity_type || answers.business_type || '',
            nature_of_business: answers.nature_of_business || answers.industry || '',
            annual_revenue: answers.annual_revenue || answers.revenue || '',
            employees: answers.employees || answers.num_employees || '',
            years_in_business: answers.years_in_business || '',
            vehicle_year: answers.vehicle_year || '',
            vehicle_make: answers.vehicle_make || '',
            vehicle_model: answers.vehicle_model || '',
            vehicle_vin: answers.vehicle_vin || '',
            date_of_birth: answers.date_of_birth || '',
            coverage_preference: answers.coverage_preference || answers.coverage || '',
            current_coverage: answers.current_auto_coverage || answers.coverage_status || '',
            incidents: answers.incidents || '',
            discount_qualifiers: Array.isArray(answers.discount_qualifiers) ? answers.discount_qualifiers.join(', ') : (answers.discount_qualifiers || ''),
            vehicle_count: answers.vehicle_count || '',
            drivers: answers.drivers || '',
            year_built: answers.year_built || '',
            square_footage: answers.square_footage || '',
            construction_type: answers.construction_type || '',
            roof_type: answers.roof_type || '',
            roof_year: answers.roof_year || '',
            zip_code: answers.zip_code || answers.zip || answers.business_zip || '',
            delivery_preference: answers.delivery_preference || answers.delivery_method || '',
            _raw_answers: answers,
            _raw_convex: convexData
          };
          lastPayload = mapped;
          window.__blLastLeadPayload = mapped;
          console.log('[BL-LEAD] Captured Convex chatbot data:', mapped.contact_name || mapped.business_name);
        } catch(e){ console.warn('[BL-LEAD] Parse error:', e); }
      }
    }
    return origFetch.apply(this, arguments);
  };

  /* Fix 4: Completion observer — sends to Zapier + Arlo CRM */
  document.querySelectorAll('[data-assistant-root]').forEach(function(root){
    var log = root.querySelector('.assistant-log');
    if(!log) return;
    var finalSent = false;
    new MutationObserver(function(){
      if(finalSent) return;
      if(!root.querySelector('.bl-confirmation-wrap')) return;
      finalSent = true;

      if(lastPayload){
        var final = Object.assign({}, lastPayload, {
          destination_email: lastPayload.destination_email || 'quotes@bellandlyons.com',
          quote_request_stage: 'completed_flow'
        });

        /* Send to WP lead-webhook */
        origFetch(WEBHOOK, {
          method: 'POST',
          headers: { 'Content-Type': 'application/json' },
          body: JSON.stringify(final)
        }).catch(function(){});

        /* wp_mail backup for non-commercial */
        if (!IS_COMMERCIAL && !emailSent) {
          emailSent = true;
          origFetch(EMAIL_ENDPOINT, {
            method: 'POST',
            headers: { 'Content-Type': 'application/json' },
            body: JSON.stringify(final)
          }).catch(function(){});
        }

        /* ── Build Zapier payload ── */
        var typeLabel = (final.insurance_type || PAGE_TYPE || 'general').toUpperCase();
        var leadName = final.contact_name || final._contact_name || final.business_name || 'Website Lead';
        var emailSubject = 'New ' + typeLabel + ' Lead — ' + leadName;

        var zapierPayload = {
          lead_type: typeLabel,
          contact_name: final.contact_name || final._contact_name || '',
          email: final.contact_email || final._contact_email || '',
          phone: final.contact_phone || final._contact_phone || '',
          address: final.address || '',
          zip_code: final.zip_code || '',
          delivery_preference: final.delivery_preference || '',
          subject: emailSubject,
          timestamp: new Date().toISOString()
        };

        if (IS_COMMERCIAL) {
          zapierPayload.business_name = final.business_name || '';
          zapierPayload.lines_of_business = final.coverage_needed || '';
          zapierPayload.entity_type = final.entity_type || '';
          zapierPayload.nature_of_business = final.nature_of_business || '';
          zapierPayload.annual_revenue = final.annual_revenue || '';
          zapierPayload.employees = final.employees || '';
          zapierPayload.years_in_business = final.years_in_business || '';
          var lob = (final.coverage_needed || '').toLowerCase();
          var acordForms = ['125'];
          if (lob.indexOf('general') >= 0 || lob.indexOf('liability') >= 0) acordForms.push('126');
          if (lob.indexOf('worker') >= 0 || lob.indexOf('comp') >= 0) acordForms.push('130');
          if (lob.indexOf('auto') >= 0) acordForms.push('127');
          if (lob.indexOf('property') >= 0 || lob.indexOf('bop') >= 0) acordForms.push('140');
          var pdfBase = window.location.origin + '/wp-json/bell-lyons/v1/acord-pdf-proxy?form=';
          zapierPayload.pdf_url_1 = pdfBase + acordForms[0];
          zapierPayload.pdf_url_2 = acordForms[1] ? pdfBase + acordForms[1] : '';
          zapierPayload.pdf_url_3 = acordForms[2] ? pdfBase + acordForms[2] : '';
          zapierPayload.pdf_forms = acordForms.join(', ');
          zapierPayload.num_forms = acordForms.length;
        } else {
          zapierPayload.contact_name = final.contact_name || final._contact_name || '';
          zapierPayload.date_of_birth = final.date_of_birth || '';
          zapierPayload.coverage_preference = final.coverage_preference || '';
          zapierPayload.current_coverage = final.current_coverage || '';
          zapierPayload.incidents = final.incidents || '';
          if (PAGE_TYPE === 'auto') {
            zapierPayload.vehicle_year = final.vehicle_year || '';
            zapierPayload.vehicle_make = final.vehicle_make || '';
            zapierPayload.vehicle_model = final.vehicle_model || '';
            zapierPayload.vehicle_vin = final.vehicle_vin || '';
            zapierPayload.vehicle_count = final.vehicle_count || '';
            zapierPayload.drivers = final.drivers || '';
            zapierPayload.discount_qualifiers = final.discount_qualifiers || '';
          } else if (PAGE_TYPE === 'home') {
            zapierPayload.year_built = final.year_built || '';
            zapierPayload.square_footage = final.square_footage || '';
            zapierPayload.construction_type = final.construction_type || '';
            zapierPayload.roof_type = final.roof_type || '';
            zapierPayload.roof_year = final.roof_year || '';
          }
          zapierPayload.html_body = buildPersonalEmailHTML(zapierPayload);
        }

        /* ── Send to Zapier (personal lines only — commercial uses ACORD email handler) ── */
        if (!IS_COMMERCIAL) {
          console.log('[BL-LEAD] Sending ' + typeLabel + ' lead to Zapier:', leadName);
          origFetch(ZAPIER_PERSONAL, {
            method: 'POST',
            headers: { 'Content-Type': 'application/json' },
            body: JSON.stringify(zapierPayload)
          }).then(function(r) {
            console.log('[BL-LEAD] Zapier response:', r.status);
          }).catch(function(e) {
            console.warn('[BL-LEAD] Zapier error:', e);
          });
        }

        /* ── Send to Arlo CRM ── */
        var arloPayload = buildArloCRMPayload(final);
        console.log('[BL-LEAD] Sending ' + typeLabel + ' lead to Arlo CRM:', arloPayload.first_name + ' ' + arloPayload.last_name);
        origFetch(ARLO_CRM_WEBHOOK, {
          method: 'POST',
          headers: { 'Content-Type': 'application/json' },
          body: JSON.stringify(arloPayload)
        }).then(function(r) {
          console.log('[BL-LEAD] Arlo CRM response:', r.status);
        }).catch(function(e) {
          console.warn('[BL-LEAD] Arlo CRM error:', e);
        });

        if (IS_COMMERCIAL) {
          window.dispatchEvent(new CustomEvent('bl-acord-trigger', { detail: final }));
        }
      }
    }).observe(log, { childList: true, subtree: true });
  });
})();













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