General Liability Insurance
General Liability (GL) insurance provides essential protection for businesses against a wide range of claims, including bodily injury, property damage, and personal injury. This coverage is crucial for mitigating financial risks arising from your business operations.
GL insurance can be purchased as a standalone policy or as part of a Business Owners Policy (BOP), offering flexibility to suit your business needs.
Who Needs General Liability Insurance?â
For contractors and small business owners, General Liability insurance is indispensable. This policy safeguards your business from financial loss due to bodily injury, property damage, or other claims arising from your operations. It is crucial to mitigate the risk of costly lawsuits that can potentially threaten your business's stability. Many clients require proof of General Liability insurance as a condition of contracting, underscoring its importance in the industry.
General Liability Insurance for Contractors
If youâre a contractor, you may only need General Liability insurance instead of a Business Owners Policy (BOP). For instance, you might not own any commercial properties that require property insurance or need to cover payroll or other operating costs.
Nonetheless, you still face liability risks in your work.
You could qualify for General Liability insurance without the additional coverages found in a BOP. We provide General Liability insurance along with Blanket Additional Insured Coverage for contractors who meet the requirements.
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