About Us
Your Trusted Insurance Partner in South Florida
We’re a full-service, tech-forward insurance agency based in North Bay Village, Florida — helping families and businesses find the right coverage at the best rates since day one.
Built on a Simple Belief
Insurance shouldn’t be complicated. Yet for too many families and business owners, finding the right coverage feels overwhelming — too many options, too little guidance, and too much fine print.
Bell & Lyons Insurance was founded to change that. We set out to build an agency that combines the warmth of a neighborhood partner with the power of modern technology — so you can compare top carriers, get real answers, and find coverage you can trust, all in one place.
Based in North Bay Village, Florida, we serve a diverse community of homeowners, drivers, entrepreneurs, and families across South Florida. Whether you speak English, Spanish, or French — we’re here for you.
What Sets Us Apart
We’re not just another insurance agency. Here’s what makes the Bell & Lyons experience different.
Multi-Carrier Comparison
We compare rates from Progressive, GEICO, Kemper, Allstate, and more — so you don’t have to call each one.
Technology-Driven
Our AI-powered tools, instant quoting engine, and smart chatbot make getting covered faster than ever.
Personal Service
Behind the tech is a team that genuinely cares. We guide you through every decision and never leave you hanging.
Multilingual Team
Serving South Florida’s diverse community in English, Spanish, and French — because insurance should be accessible to everyone.
Competitive Rates
Our clients save an average of $487 per year. We find discounts others miss and fight for the best price.
Full Coverage Range
Auto, home, health, life, renters, commercial, Medicare, and more — all under one roof so nothing falls through the cracks.
Get Covered in 3 Easy Steps
Our streamlined process gets you from question to coverage in minutes, not days.
Tell Us What You Need
Chat with Leo, our AI assistant, or call us. Share a few details about what you’re looking to protect.
Compare Top Quotes
We instantly compare rates from leading carriers and present you with the best options side by side.
Pick & Get Covered
Choose the plan that fits your budget and needs. We handle the rest — paperwork, activation, everything.
Insurance is personal. Your coverage should protect what matters most to you — and you deserve an agency that treats it that way.
When I started Bell & Lyons, I had one goal: to build the kind of agency I’d want to work with myself. One that’s transparent, responsive, and genuinely invested in every client’s peace of mind. Whether you’re a first-time homeowner in Miami, a small-business owner in North Bay Village, or a family looking for the best auto rates — we’re here to make sure you’re never underinsured or overpaying. Thank you for trusting us with what matters most.
Ready to Save on Insurance?
Compare quotes from top carriers in minutes — no commitment, no pressure.
The technology behind our agency
Bell & Lyons runs its day-to-day operations on ARLO CRM, an agency management platform built by our own team for independent insurance agents. Licensed agents can explore it as an insurance agent CRM, or learn about market access for new agents and how to get appointed with Bell & Lyons.