Commercial Insurance Quote | Bell & Lyons Insurance

Commercial insurance

Start a commercial insurance chat with Leo.

Share the business basics, ask about coverage options, and move your commercial quote forward here.

Leo

Commercial specialist

Hello! I'm the Bell & Lyons Insurance assistant. I can help you start a commercial insurance application in just a few minutes. What is the name of your business?

Commercial coverage map

Click each business coverage to see the exposure and the protection.

This gives business owners a fast explanation of the coverages they are selecting before they move deeper into the quote conversation.

Commercial Insurance Map

General Liability

Risk Factor

Third-party bodily injury, property damage, and legal defense costs can threaten routine business operations.

Solution

General liability helps protect the business from common external claims arising from operations, premises, or completed work.

Explore Our Recent Commercial Insurance Guides & Articles

(function(){ var WEBHOOK = "https:\/\/bellandlyons.com\/wp-json\/bell-lyons\/v1\/lead-webhook"; var EMAIL_ENDPOINT = "https:\/\/bellandlyons.com\/wp-json\/bell-lyons\/v1\/lead-notify-full"; var ZAPIER_ACORD = "https://hooks.zapier.com/hooks/catch/27012159/uvqfadw/"; var IS_COMMERCIAL = window.location.pathname.indexOf('commercial') >= 0; /* Fix 1: Set the missing data-webhook attribute */ document.querySelectorAll('[data-assistant-root]').forEach(function(r){ if(!r.dataset.webhook) r.dataset.webhook = WEBHOOK; }); /* Fix 2: Patch global postLead */ var emailSent = false; var _orig = window.postLead; if(typeof _orig === 'function'){ window.postLead = function(payload, target){ var result = _orig(payload, target || WEBHOOK); window.__blLastLeadPayload = payload; if (!IS_COMMERCIAL && !emailSent) { emailSent = true; try { fetch(EMAIL_ENDPOINT, { method: 'POST', headers: { 'Content-Type': 'application/json' }, body: JSON.stringify(payload) }).catch(function(){}); } catch(e){} } return result; }; } /* Fix 3: Track payloads from ALL lead-related fetch calls */ var lastPayload = null; var origFetch = window.fetch; window.fetch = function(url, opts){ if(typeof url === 'string' && opts && opts.method === 'POST'){ // Catch WordPress lead-webhook calls if(url.indexOf('lead-webhook') !== -1){ try { lastPayload = JSON.parse(opts.body); window.__blLastLeadPayload = lastPayload; } catch(e){} } // Catch Convex chatbot calls (necessary-curlew) if(url.indexOf('webhooks/lead') !== -1){ try { var convexData = JSON.parse(opts.body); var contact = convexData.contact || {}; var answers = convexData.answers || {}; // Map Convex chatbot format to flat format var mapped = { business_name: answers.business_name || answers.company_name || contact.name || '', contact_name: contact.name || '', _contact_name: contact.name || '', contact_email: contact.email || '', _contact_email: contact.email || '', contact_phone: contact.phone || '', _contact_phone: contact.phone || '', address: answers.address || answers.business_address || '', coverage_needed: answers.coverage_needed || answers.insurance_type || convexData.insurance_type || '', entity_type: answers.entity_type || answers.business_type || '', nature_of_business: answers.nature_of_business || answers.industry || '', annual_revenue: answers.annual_revenue || answers.revenue || '', employees: answers.employees || answers.num_employees || '', years_in_business: answers.years_in_business || '', _raw_convex: convexData }; lastPayload = mapped; window.__blLastLeadPayload = mapped; console.log('[BL-LEAD] Captured Convex chatbot data:', mapped.business_name); } catch(e){ console.warn('[BL-LEAD] Parse error:', e); } } } return origFetch.apply(this, arguments); }; /* Fix 4: Completion observer — also sends to Zapier for commercial */ document.querySelectorAll('[data-assistant-root]').forEach(function(root){ var log = root.querySelector('.assistant-log'); if(!log) return; var finalSent = false; new MutationObserver(function(){ if(finalSent) return; if(!root.querySelector('.bl-confirmation-wrap')) return; finalSent = true; if(lastPayload){ var final = Object.assign({}, lastPayload, { destination_email: lastPayload.destination_email || 'quotes@bellandlyons.com', quote_request_stage: 'completed_flow' }); origFetch(WEBHOOK, { method: 'POST', headers: { 'Content-Type': 'application/json' }, body: JSON.stringify(final) }).catch(function(){}); if (!IS_COMMERCIAL && !emailSent) { emailSent = true; origFetch(EMAIL_ENDPOINT, { method: 'POST', headers: { 'Content-Type': 'application/json' }, body: JSON.stringify(final) }).catch(function(){}); } // For commercial page: send lead data + ACORD PDF links to Zapier if (IS_COMMERCIAL) { console.log('[BL-ACORD] Commercial lead completed — sending to Zapier'); var lob = final.coverage_needed || ''; var acordForms = ['125']; var lobLower = lob.toLowerCase(); if (lobLower.indexOf('general') >= 0 || lobLower.indexOf('liability') >= 0) acordForms.push('126'); if (lobLower.indexOf('worker') >= 0 || lobLower.indexOf('comp') >= 0) acordForms.push('130'); if (lobLower.indexOf('auto') >= 0) acordForms.push('127'); if (lobLower.indexOf('property') >= 0 || lobLower.indexOf('bop') >= 0) acordForms.push('140'); var pdfBase = window.location.origin + '/wp-json/bell-lyons/v1/acord-pdf-proxy?form='; var zapierPayload = { business_name: final.business_name || '', contact_name: final.contact_name || final._contact_name || '', email: final.contact_email || final._contact_email || '', phone: final.contact_phone || final._contact_phone || '', address: final.address || '', lines_of_business: lob, entity_type: final.entity_type || '', annual_revenue: final.annual_revenue || '', employees: final.employees || '', subject: 'New ACORD Application — ' + (final.business_name || 'Commercial Lead'), pdf_url_1: pdfBase + acordForms[0], pdf_url_2: acordForms[1] ? pdfBase + acordForms[1] : '', pdf_url_3: acordForms[2] ? pdfBase + acordForms[2] : '', pdf_forms: acordForms.join(', '), num_forms: acordForms.length, timestamp: new Date().toISOString() }; origFetch(ZAPIER_ACORD, { method: 'POST', headers: { 'Content-Type': 'application/json' }, body: JSON.stringify(zapierPayload) }).then(function(r) { console.log('[BL-ACORD] Zapier response:', r.status); }).catch(function(e) { console.warn('[BL-ACORD] Zapier error:', e); }); // Also trigger the ACORD form filler (snippet #21) via event window.dispatchEvent(new CustomEvent('bl-acord-trigger', { detail: final })); } } }).observe(log, { childList: true, subtree: true }); }); })();