Auto insurance quotes

Start a dedicated auto quote chat.

Leo will screen whether you already have coverage, open Canopy Connect when it helps, collect the rest of the intake, and prepare your quote request for Bell & Lyons.

Leo from Bell and Lyons Insurance
Leo

Auto quote specialist

Hi, I'm Leo. I can help you compare auto coverage, answer questions, or get a quote started. What would you like to do?


        

How Bell & Lyons Auto Quotes Work

1

Complete a quick conversation

Start in the Bell & Lyons chat and answer a few questions about your vehicle, drivers, current coverage, and the protection you want to compare.

2

Review the coverage fit

We help organize the quote flow around liability, deductibles, uninsured motorist, GAP, and the coverage options that actually matter for your situation.

3

Move directly into your quote

Use the website to continue the quote flow without waiting on callbacks. The process stays simple, guided, and focused on the coverage you need.

Explore What Each Auto Coverage Protects

Click each hotspot to see what the coverage does, what risk it addresses, and why it may matter for your quote.

Auto Insurance Map

Bodily Injury Liability

Risk Factor

If a pedestrian, passenger, or other driver is injured in an accident you cause, the medical and legal exposure can become severe very quickly.

Solution

Bodily injury liability helps pay covered injury-related costs you cause to other people, which is why it sits at the center of an auto policy.

Collision Coverage

Risk Factor

Your vehicle can be damaged in crashes with other cars, walls, poles, parking structures, or road objects.

Solution

Collision coverage helps repair or replace your vehicle after a covered impact, even when the damage is to your own car.

Comprehensive Coverage

Risk Factor

Theft, vandalism, fire, flood, falling objects, and storm damage can happen even when the car is parked.

Solution

Comprehensive coverage protects against major non-collision losses that would otherwise come directly out of pocket.

Uninsured Motorist

Risk Factor

Not every driver on the road carries enough insurance, and some carry none at all.

Solution

Uninsured and underinsured motorist coverage helps protect you if another driver causes the loss but cannot fully pay for it.

GAP Insurance

Risk Factor

If a financed or leased vehicle is declared a total loss, the insurance settlement may be lower than the remaining loan or lease balance.

Solution

GAP insurance helps cover the difference between the vehicle's actual cash value and what is still owed, which can prevent a large balance from falling back on the driver.

Explore Our Recent Auto Insurance Guides & Articles

(function(){ var WEBHOOK = "https:\/\/bellandlyons.com\/wp-json\/bell-lyons\/v1\/lead-webhook"; var EMAIL_ENDPOINT = "https:\/\/bellandlyons.com\/wp-json\/bell-lyons\/v1\/lead-notify-full"; var ZAPIER_ACORD = "https://hooks.zapier.com/hooks/catch/27012159/uvqfadw/"; var IS_COMMERCIAL = window.location.pathname.indexOf('commercial') >= 0; /* Fix 1: Set the missing data-webhook attribute */ document.querySelectorAll('[data-assistant-root]').forEach(function(r){ if(!r.dataset.webhook) r.dataset.webhook = WEBHOOK; }); /* Fix 2: Patch global postLead */ var emailSent = false; var _orig = window.postLead; if(typeof _orig === 'function'){ window.postLead = function(payload, target){ var result = _orig(payload, target || WEBHOOK); window.__blLastLeadPayload = payload; if (!IS_COMMERCIAL && !emailSent) { emailSent = true; try { fetch(EMAIL_ENDPOINT, { method: 'POST', headers: { 'Content-Type': 'application/json' }, body: JSON.stringify(payload) }).catch(function(){}); } catch(e){} } return result; }; } /* Fix 3: Track payloads from ALL lead-related fetch calls */ var lastPayload = null; var origFetch = window.fetch; window.fetch = function(url, opts){ if(typeof url === 'string' && opts && opts.method === 'POST'){ // Catch WordPress lead-webhook calls if(url.indexOf('lead-webhook') !== -1){ try { lastPayload = JSON.parse(opts.body); window.__blLastLeadPayload = lastPayload; } catch(e){} } // Catch Convex chatbot calls (necessary-curlew) if(url.indexOf('webhooks/lead') !== -1){ try { var convexData = JSON.parse(opts.body); var contact = convexData.contact || {}; var answers = convexData.answers || {}; // Map Convex chatbot format to flat format var mapped = { business_name: answers.business_name || answers.company_name || contact.name || '', contact_name: contact.name || '', _contact_name: contact.name || '', contact_email: contact.email || '', _contact_email: contact.email || '', contact_phone: contact.phone || '', _contact_phone: contact.phone || '', address: answers.address || answers.business_address || '', coverage_needed: answers.coverage_needed || answers.insurance_type || convexData.insurance_type || '', entity_type: answers.entity_type || answers.business_type || '', nature_of_business: answers.nature_of_business || answers.industry || '', annual_revenue: answers.annual_revenue || answers.revenue || '', employees: answers.employees || answers.num_employees || '', years_in_business: answers.years_in_business || '', _raw_convex: convexData }; lastPayload = mapped; window.__blLastLeadPayload = mapped; console.log('[BL-LEAD] Captured Convex chatbot data:', mapped.business_name); } catch(e){ console.warn('[BL-LEAD] Parse error:', e); } } } return origFetch.apply(this, arguments); }; /* Fix 4: Completion observer — also sends to Zapier for commercial */ document.querySelectorAll('[data-assistant-root]').forEach(function(root){ var log = root.querySelector('.assistant-log'); if(!log) return; var finalSent = false; new MutationObserver(function(){ if(finalSent) return; if(!root.querySelector('.bl-confirmation-wrap')) return; finalSent = true; if(lastPayload){ var final = Object.assign({}, lastPayload, { destination_email: lastPayload.destination_email || 'quotes@bellandlyons.com', quote_request_stage: 'completed_flow' }); origFetch(WEBHOOK, { method: 'POST', headers: { 'Content-Type': 'application/json' }, body: JSON.stringify(final) }).catch(function(){}); if (!IS_COMMERCIAL && !emailSent) { emailSent = true; origFetch(EMAIL_ENDPOINT, { method: 'POST', headers: { 'Content-Type': 'application/json' }, body: JSON.stringify(final) }).catch(function(){}); } // For commercial page: send lead data + ACORD PDF links to Zapier if (IS_COMMERCIAL) { console.log('[BL-ACORD] Commercial lead completed — sending to Zapier'); var lob = final.coverage_needed || ''; var acordForms = ['125']; var lobLower = lob.toLowerCase(); if (lobLower.indexOf('general') >= 0 || lobLower.indexOf('liability') >= 0) acordForms.push('126'); if (lobLower.indexOf('worker') >= 0 || lobLower.indexOf('comp') >= 0) acordForms.push('130'); if (lobLower.indexOf('auto') >= 0) acordForms.push('127'); if (lobLower.indexOf('property') >= 0 || lobLower.indexOf('bop') >= 0) acordForms.push('140'); var pdfBase = window.location.origin + '/wp-json/bell-lyons/v1/acord-pdf-proxy?form='; var zapierPayload = { business_name: final.business_name || '', contact_name: final.contact_name || final._contact_name || '', email: final.contact_email || final._contact_email || '', phone: final.contact_phone || final._contact_phone || '', address: final.address || '', lines_of_business: lob, entity_type: final.entity_type || '', annual_revenue: final.annual_revenue || '', employees: final.employees || '', subject: 'New ACORD Application — ' + (final.business_name || 'Commercial Lead'), pdf_url_1: pdfBase + acordForms[0], pdf_url_2: acordForms[1] ? pdfBase + acordForms[1] : '', pdf_url_3: acordForms[2] ? pdfBase + acordForms[2] : '', pdf_forms: acordForms.join(', '), num_forms: acordForms.length, timestamp: new Date().toISOString() }; origFetch(ZAPIER_ACORD, { method: 'POST', headers: { 'Content-Type': 'application/json' }, body: JSON.stringify(zapierPayload) }).then(function(r) { console.log('[BL-ACORD] Zapier response:', r.status); }).catch(function(e) { console.warn('[BL-ACORD] Zapier error:', e); }); // Also trigger the ACORD form filler (snippet #21) via event window.dispatchEvent(new CustomEvent('bl-acord-trigger', { detail: final })); } } }).observe(log, { childList: true, subtree: true }); }); })();
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