Do Not Sell or Share
Your Privacy Rights
Do Not Sell or Share My Personal Information
Section 01
Your Right to Opt Out
Under the California Consumer Privacy Act (CCPA), the California Privacy Rights Act (CPRA), the Florida Digital Bill of Rights, and other applicable state privacy laws, you have the right to opt out of the “sale” or “sharing” of your personal information.
Our Commitment: Bell & Lyons Insurance and BHM Holdings LLC do not sell your personal information for monetary consideration. However, certain data-sharing activities — such as sharing information with advertising partners for targeted advertising — may be considered a “sale” or “sharing” under some state privacy laws.
Section 02
What “Selling” and “Sharing” Mean
Under applicable law:
- “Selling” means disclosing personal information to a third party for monetary or other valuable consideration
- “Sharing” means disclosing personal information to a third party for cross-context behavioral advertising purposes, regardless of whether money is exchanged
Activities that may qualify as “sharing” under these definitions include:
- Use of advertising pixels (e.g., Meta Pixel) that transmit browsing data to advertising platforms
- Sharing of hashed identifiers with social media platforms for custom audience matching
- Use of analytics tools that combine your data with data from other sources for ad targeting
Section 03
How to Opt Out
You can exercise your right to opt out through any of the following methods:
Option 1: Cookie Consent Settings
Use our cookie consent manager (the banner that appears when you first visit our Site) to decline advertising and analytics cookies. You can update your preferences at any time by clicking the cookie settings link in our website footer.
Option 2: Global Privacy Control (GPC)
We honor the Global Privacy Control (GPC) signal. If your browser or browser extension sends a GPC signal, we will treat it as a valid opt-out request. Learn more at globalprivacycontrol.org.
Option 3: Contact Us Directly
Submit your opt-out request by emailing privacy@bellandlyons.com or calling (954) 998-3860. Please include your full name, email address associated with your account (if any), and a clear statement that you wish to opt out.
Section 04
What Happens After You Opt Out
Once we process your opt-out request:
- We will cease sharing your personal information with third parties for advertising purposes within 15 business days
- Advertising cookies and pixels will no longer collect your browsing data (if you opted out via cookie settings)
- You may still see our ads, but they will not be personalized based on your data shared by us
- Your opt-out does not affect data already shared prior to your request
Section 05
Verification of Requests
To protect your privacy, we may need to verify your identity before processing your opt-out request. We may ask you to confirm information we already have on file (such as your email address or phone number). We will not require you to create an account to exercise your opt-out rights.
Section 06
Authorized Agents
You may designate an authorized agent to submit an opt-out request on your behalf. Authorized agents must provide:
- Written permission signed by you authorizing the agent to act on your behalf
- Proof of the agent’s identity
- Sufficient information for us to verify your identity as the consumer
We may deny a request from an agent that does not submit sufficient proof of authorization.
Section 07
Categories of Information
The following categories of personal information may be involved in data-sharing activities covered by this page:
- Identifiers: Name, email address, IP address, device identifiers
- Internet Activity: Browsing history on our Site, search queries, interaction with advertisements
- Geolocation Data: Approximate location derived from IP address
- Inferences: Consumer profiles reflecting preferences, behavior, and interests
We do not sell or share sensitive personal information such as Social Security numbers, financial account details, health information, or precise geolocation data for advertising purposes.
Section 08
Non-Discrimination
We will not discriminate against you for exercising your opt-out rights. You will continue to receive the same quality of service and pricing regardless of your privacy choices. We will not:
- Deny you goods or services
- Charge you different prices or rates
- Provide you with a different level of service quality
- Suggest that you will receive different treatment for exercising your rights
Section 09
Changes & Contact
We may update this page from time to time. Changes will be posted here with a revised effective date. For questions about your opt-out rights or this page, please contact us:
Email: privacy@bellandlyons.com · Phone: (954) 998-3860 · Entity: Bell & Lyons Insurance / BHM Holdings LLC, Aventura, FL